Use Cases

Every Credit Product. One Intelligent Pipeline.

Agentic Lending adapts to the specific requirements of each credit product — from straightforward term loans to complex supply chain finance. Same platform, same auditability, product-specific intelligence.

Term Loans

End-to-end credit assessment for secured and unsecured term loans — financial analysis, collateral valuation, repayment capacity modelling, and covenant structuring.

7-day TAT reduced to under 1 day

Working Capital

Cash flow-based working capital assessment with turnover verification via GST and bank statements. Automated drawing power computation and stock audit analysis.

Real-time drawing power updates

Loan Against Property (LAP)

Combined borrower creditworthiness and property valuation analysis. LTV computation, title verification, and market value benchmarking in a single pipeline.

Property + borrower analysis in one pass

Supply Chain Finance

Anchor-led and dealer-led supply chain finance assessment. Relationship mapping, transaction history analysis, and dynamic credit limit computation.

Dynamic limits based on transaction flow

MSME Lending

Specialised assessment for micro, small, and medium enterprises — GST-based turnover estimation, surrogate income assessment, and cluster-level risk analysis. Aligned with CGTMSE and ECLGS frameworks.

Thin-file borrowers assessed via surrogates

Trade Finance

Letter of credit, bank guarantee, and trade receivable assessment with counterparty risk analysis, country risk scoring, and documentary compliance checking.

Multi-dimensional counterparty risk scoring

Custom Use Cases

Don't See Your Product? We Can Build It.

The agentic pipeline is configurable. If your institution has a specialised credit product, we can configure agents, scoring models, and workflows specific to your requirements.

Discuss Your Use Case
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