Bureau & Data Integrations
CIBIL, Equifax, CRIF, GST, MCA — Enterprise Integration Framework.
Built for bureau connectivity. AgenticLending provides a production-ready integration pipeline architected for India's credit bureaus and government data sources — plug-and-play bureau connectivity that slots directly into the agentic credit decisioning workflow.
Credit Bureaus
All Four Indian Credit Bureaus. One Integration.
CIBIL (TransUnion)
Commercial and consumer credit reports, credit scores, and DPD history.
Equifax India
Credit reports, fraud indicators, and historical payment behaviour.
CRIF High Mark
Microfinance bureau data, credit reports, and portfolio monitoring.
Experian India
Credit scores, business reports, and director-level credit history.
Government & Financial Data
Indian Financial Data Fluency.
Reads and normalises every major Indian financial data format — GST returns, ITR filings, bank statements, MCA filings, and CERSAI records — without manual intervention.
GST Returns
GSTR-1, GSTR-3B, and annual returns — parsed and normalised for turnover verification and trend analysis.
ITR Filings
Income tax returns (ITR-1 through ITR-7) with P&L, balance sheet, and tax computation extraction.
Bank Statements
Multi-bank statement analysis across all major Indian banks — transaction categorisation, cash flow patterns, and balance trends.
MCA Filings
Company master data, charge sheets, director details, financial statements, and annual returns from the Ministry of Corporate Affairs.
CERSAI Records
Central Registry verification for existing charges, security interests, and asset encumbrance status.
Property Records
Integration with state-level property registries for title verification and encumbrance certificates where digitally available.
Your Systems
Plugs Into Your Existing Stack.
Agentic Lending integrates with your existing Loan Origination System, Core Banking Solution, and risk dashboards via REST APIs and webhooks. No rip-and-replace — deploy as an intelligence layer alongside your current infrastructure.
Loan Origination Systems
Finacle, Flexcube, TCS BaNCS, and custom LOS platforms via REST API integration.
Core Banking
Bidirectional sync with your CBS for account data, limit management, and disbursement triggers.
Risk Dashboards
Push scoring results and portfolio analytics to your existing BI and risk monitoring tools.
Ready to Transform Your Credit Decisioning?
The platform is live. Try it now or book a 30-minute guided walkthrough.