Agentic AI Chat
Ask Your Credit File Anything. Get a Cited Answer in Seconds.
AgenticLending's natural language interface works across every stage of credit decisioning - from document ingestion and financial spreading to credit memo generation. Ask in plain language. Get structured, source-cited answers your analysts can act on.
How It Works
Your Best Analyst. Always Available.
The AI Chat interface is trained on the full deal context - all uploaded documents, extracted financials, bureau reports, and scoring outputs. Every answer is grounded in your actual deal data, not general knowledge.
Deal-Scoped Context
Every query runs against the specific deal's documents - financial statements, bank statements, bureau reports, MCA filings, and CAM data. No hallucination from general training data.
Cited, Structured Answers
Every answer includes the source: which document, which section, which figure. Your analyst can click through to verify. The AI shows its work.
Full Workflow Coverage
Works at every stage - during initial document review, during spreading, during scoring, during memo drafting. The same interface across the entire credit process.
Multi-Document Synthesis
Synthesises across ITRs, audit reports, bank statements, and bureau data in a single answer. Handles contradictions between documents explicitly.
Credit Memo Generation
Ask the AI to draft a credit memo section - executive summary, financial analysis, risk flags, recommendation. Output is structured Markdown ready for your template.
Analyst Audit Trail
Every query and answer is logged against the deal, timestamped, and attributed to the analyst who asked. Full chat history is available for credit committee review.
Example Queries
What Your Team Can Ask
“What is the net cash flow after debt service across the last three years?”
“Summarise the promoter's net worth across all submitted documents.”
“Flag any inconsistencies between the GST returns and the bank statement turnover.”
“What are the key credit risks in this application, and what mitigants are present?”
“Generate a credit memo summary for this deal.”
Ready to Transform Your Credit Decisioning?
The platform is live. Try it now or book a 30-minute guided walkthrough.